Review may result in: delayed, blocked or canceled fund transfers; Tip Yourself Account suspension or termination; funds used to offset loss incurred by Tip Yourself; and/or funds being seized to comply with a court order, warrant or other legal processes. When you register for Tip Yourself and from time to time thereafter, we may require you to provide and/or confirm the information and documentation that will allow us to identify you, including Required Identifying Information. You may access the terms of such agreement at any time here. Throughout this policy, Earnin uses the term Personal Information to mean information that can be associated with you and/or identify you. For the Tip Yourself Service, Earnin uses Evolve Bank & Trust to provide a custodial account deposit agreement between you and Evolve Bank & Trust, a Arkansas-chartered depository institution. Earnin is headquartered in Palo Alto, California and our Services are provided to you by ActiveHours, Inc. These voluntary tips help fund us and keep us going, but we want you to be in control of if, when, and how much to tip. Health Aid: When you use Health Aid (formerly known as MediPal), we will ask you to provide your date of birth, mailing address, and the medical bill you would like to submit for the Health Aid Service. ; Once the granter has approved the request, your Pay Period Max will increase by $50 until the end of your current pay period. link/ZPxZyNSp3mb. Press question mark to learn the rest of the keyboard shortcuts. UNDER NO CIRCUMSTANCES WILL Activehours OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS) BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED, OR PUNITIVE DAMAGES YOU MAY INCUR IN CONNECTION WITH THE SITES, THE SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards, YOUR USE THEREOF, OR ANY OF THE USER SUBMISSIONS, INFORMATION, DATA, OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON THE SITES, OR ANY ERRORS, DEFECTS, INTERRUPTIONS, DELETIONS, OR LOSSES RESULTING THEREFROM, INCLUDING LOSS OF PROFIT, REVENUE, OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OR USE OF THE SERVICE, EVEN IF Activehours HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. You agree that our third-party service providers and the operators and owners of the third-party websites will be entitled to rely on the foregoing authorization granted by you. One Click Politics collects the following information from you and shares it with Earnin: Earnin may use this information to let you know about certain products, features or campaigns we think you may be interested in. In connection with our review process, you may be required to provide us with additional information and/or documentation to verify your identity and Bank Account information. Cash Out. Activehours reserves the right to charge your bank account at any time on or after the day the paycheck associated with the earned wages you have requested are expected to deposit into your account; however, Activehours will attempt to avoid charging your bank account if we believe your bank account does not contain sufficient funds to cover repayment of a Pay Out or payout for Balance Shield in the pay period. If we learn that we have collected such information from a child under the age of 13, we will promptly take all reasonable steps to delete the data from our systems. Earnin does not sell your Personally Identifiable Information. By entering your payment card information, you authorize Activehours to share your payment information with its third-party service providers (including Empyr, Inc.) and your Payment Card Network (Visa, Mastercard, American Express, etc.) Earnin may automatically collect the information in this Section about your use of the Earnin Site and Services. The world works best when people help each other, so we put the power to help the community by raising pay period Max in your hands. When you request a Cash Out, Max Boost or Balance Shield, you warrant that the earned wages being cashed out are just and due to you and that you have not received payment for such wages or any part of the wages from anyone else. If our changes materially reduce your rights or increase your responsibilities, we will provide notice to you via in-app notification and/or email at least 10 days prior to implementing the changes to the Policies. We strive to ensure security on our systems. to provide and deliver the Earnin Express Services you request, process transactions, and send you related information, including confirmations and/or verifications; create a record of the account transaction data and thereafter maintain and use data in connection with the operation of the Earnin Express Service; and. Community Members may find the form to request their information from Earnin here, per CCPA requirements. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITES AND SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF IS AT YOUR SOLE RISK. Any and all changes to these Terms of Service will be posted on the Activehours.com site. These terms of service ("Terms of Service") constitute a legal agreement between you, and ActiveHours, Inc., d/b/a Earnin (Earnin) governing your use of the Site and the Services. (ii) the Content in and in connection with advertising, marketing and promoting Earnin, its products and services, or its sponsored events, in whole or in part, by any and all means, media, devices, processes and technology now or hereafter known or devised throughout the universe. Notwithstanding anything to the contrary in the Privacy Policy, Earnin and its third-party provider Empyr, will use Cash Back Reward transaction data solely: By participating in Cash Back Rewards you: authorize the sharing, exchange and use of transaction data as described above and herein by and among Earnin and Earnins third party service provider, applicable Payment Card Networks and applicable merchants. How can I request that Earnin delete my data? Allow Pay it Forward chain members to exchange Thank You messages with you via push notification and/or email if you have opted-in to messaging from Earnin. You agree that Activehours and its Third Party Service Providers may view your transactions. Our failure to debit your Bank Account for repayment within a set amount of time does not constitute a waiver of our right to charge your account for such funds. Press question mark to learn the rest of the keyboard shortcuts. We make no effort to review such information for any purpose, including, but not limited to, accuracy, legality, or non-infringement. Any pending credits and any associated dollar values represent offer fulfillment amounts in process owed by the applicable merchant, and not your funds or balances maintained or held by the payment card network or Earnin. Vote. We will debit any payments authorized by you for Cash Outs, Max Boost and Balance Shield Cash Out directly from your Bank Account on the day of your next regularly scheduled paycheck. Earnin may communicate with You about summaries of your Account Information, products and Earnin Services using email, SMS, text messages or push notifications (collectively Messages). More information about how we use this third party information can be found in Section C: Information from Third Parties. An "Offer" is the cashback percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated with the offer. Specifically, Cash Back Rewards will be available for redemption 3-5 days after making a Qualified Purchase. We also use this information to communicate back to you regarding the outcome of any negotiation attempts. However, you must contact us directly in order to correct certain information, such as your email address. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS WILL NOT BE LIABLE IN ANY WAY TO YOU OR TO ANY THIRD PARTY, FOR ANY ERROR OR DELAY IN THE SITES OR THE SERVICES, AND ANY LOSS OR DAMAGE ARISING FROM (A) ANY SUCH ERROR OR DELAY (B) NON-PERFORMANCE OR (C) INTERRUPTION IN THE SITES OF SERVICES DUE EITHER TO ANY NEGLIGENT ACT OR OMISSION BY EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS, OR "FORCE MAJEURE" OR ANY OTHER CAUSE BEYOND THE CONTROL OF EARNIN. Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, and expenses related to your job. Boost for boost https://earnin.app.link/EOhQdZcJnwb. Can someone B4B with me https://earnin.app.link/ fCHS6mh9mtb. Max Boost. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. If you do not agree to the changes after receiving a notice of the change to the Services, you may stop using the Services. app.link/duqAHxi95ob. We may receive information about you from third parties, such as your financial institutions, identify verification services providers, and payment processors. In addition, we will send you an in-app notification or email informing you of any material changes in the Terms of Service prior to posting those changes. Balance Shield. You may also have the opportunity to receive a temporary one-time Max Boost if you send the unique link to a non-Earnin member and they decide to sign-up for an Earnin account. As part of Earnins Cash Out Services, you may be offered the opportunity to participate in Max Boost. Activehours uses Plaid Technologies, Inc. (Plaid) to gather End Users data from financial institutions. Do we track your device location to provide Earnin to you? Everyone needs to eat Dm me too. Opting out in this manner will not end transmission of service-related Messages. Balance Shield alerts can stay on indefinitely until you turn them off. We may use proprietary fraud and risk modeling when completing this review and assessing the risk associated with your Tip Yourself Account. Boost for a boost Can anyone in the Earnin Community help Press J to jump to the feed. You irrevocably transfer and assign to Earnin any and all rights that you may have to any interest that may accrue on funds held in your Tip Yourself Account. The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver If you wish to revoke your authorization, you may do so by contacting [email protected] or using live chat with the Earnin team via the mobile app at least three business days before the day the transaction is scheduled and stop using the Site and the Services. If your medical bill is eligible, Earnins Health Aid team will conduct a Medical Bill Review, which may require Earnin to speak to your medical provider or its representatives on your behalf. PLEASE READ THESE TERMS OF SERVICE CAREFULLY. Just follow these steps. As a condition of your use of the Sites and Services, you represent and warrant to us that you will not use Earnins Sites or Services for any purpose that is unlawful or prohibited by these Terms of Service. about us. If we are unable to access funds from your bank account to complete a payment that is owed to Activehours, we will have no legal or contractual claim or remedy against you based on your failure to repay, however, you will be prevented from using the Services until you repay any outstanding balance owed to Activehours. Likes or interactions with the request notification using emojis; The number of Community Members you have provided Max Boosts to; The number of Community Members you have received Max Boosts from; The number of new Community Members you have created via referrals (i.e invitation program and the Max Boost referral link); Time till you have another Max Boost to use; The number of Max Boosts you have left to give; and, Sharing your First Name and Last Initial, as well photo or avatar with Community Members in the Pay it Forward chain, and. Boost for boost? Boost for boost. 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